Calculate True APR Instantly

Professional interest rate analysis tool powered by AI. Reveal the real cost of loans with precise IRR calculations.

Powerful Features

Everything you need to understand loan costs

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IRR/APR Calculation

Precise Internal Rate of Return calculations using advanced iteration algorithms. Convergence accuracy up to 1×10⁻⁸.

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AI-Powered Analysis

Natural language parsing for loan terms. Just describe the loan, and our AI extracts the parameters automatically.

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Privacy-First Design

All calculations performed locally on your device. No monetary data is transmitted or stored on our servers.

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Multiple Payment Methods

Support for equal principal, bullet payment, upfront fees, and various interest rate units (daily, monthly, yearly).

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Mobile-First

Native Android app with intuitive interface. Calculate loan costs anytime, anywhere.

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Philippines Focus

Designed for the Philippine market with local currency support and compliance with local regulations.

Ready to Calculate True Loan Costs?

Download Rate Master AI now and make informed financial decisions

📱 Download on Google Play

Free to use • No account required • Privacy-focused